Employee Insurance Plans

As a valued employee of Currituck County a comprehensive benefits program is made available to you. Together, Currituck County and you make a significant monetary contribution to the cost of these benefits. We feel that it is important for you to understand your benefits and how to maximize their value.

The employee section of our website was designed to enhance your understanding of your benefits by giving you better access to information. By using this website, Currituck County employees are able to review plan descriptions, link to our benefit plan providers, and have ready access to many forms and other documents that we hope will allow you to more efficiently manage your benefits.

  • Optima Employee Assistance Program (EAP)
    What is Optima EAP?

    Optima Employee Assistance Program (EAP) is a resource Currituck County employees can use to address life’s challenges, solve personal problems, or tackle-work related issues.

    Optima EAP’s confidential, short-term, and solution-focused services are provided by a group of skilled, professional, and caring counselors.

    Best of all, up to 5 Optima EAP visits are available to you and your family members per year at no cost.

    When should I use Optima EAP?

    Whether you are trying to improve your relationship, provide direction for a child, better manage stress, deal with a difficult coworker, care for an elderly family member, or make changes in your life, Optima EAP is here to help. You can confidentially turn to a Optima counselor before an issue or concern severely impacts your home life or work performance.

    Call Optima and they will be happy to assist you with topics such as:

    • Stress
    • Work-Related Concerns
    • Relationships
    • Children/Adolescents
    • Grief/Loss
    • Anger Management
    • Domestic Violence
    • Eldercare
    • Difficult Behavior
    • Substance Abuse/Dependency
    • Depression
    • Personal Development
    Optima Services Avaliable

    Visit a counselor or in the privacy of your own home, visit OptimaEAP.com for details about classes, tools, and other services.

    Online you will also find information, articles and features on a wide variety of topics, including emotional concerns, mental heath treatment, workplace issues, frequently asked questions, and inspiration pieces.

    For more information check out the Optima EAP Brochure and Summary of Bbenefits & Coverage.

    Contact an Optima Employee Assistance Program (EAP) Counselor

    Phone: 800-899-8174 or 757-363-6777
    Website:  OptimaEAP.com



  • Flexiable Spending Accounts (FSA)

    Currituck County provides you the opportunity to pay for your out-of-pocket medical, dental, vision and dependent care expenses with pre-tax dollars through our Flexible Spending Accounts (FSA). You can save approximately 25% of each dollar spent on these expenses when you participate in one of our Flexible Spending Accounts.

    Contributions to your Flexible Spending Accounts come out of your paycheck before any taxes are taken out. This means that you don’t pay federal income tax, Social Security taxes, or state and local income taxes on the portion of your paycheck you contribute to your Flexible Spending Accounts .

    You should contribute the amount of money you expect to pay out of pocket for eligible expenses for the plan period. Currituck County’s period is from July 1 to June 30 of the next year. If you do not use the money you contributed to your BeneFlex plan only $500 of the amount you contribute will rollover into the new plan year which is July 1 of each calendar year. Any amount over $500 you will lose.

    Contact Information

    A copy of your Flexible Benefit Plan is in the Human Resources office and may be read by you, your Beneficiaries, or your legal representatives.

    Types of Flexible Spending Accounts

    Health Flexible Spending Account  (FSA)

    A Health Care Flexible Spending Account is used to reimburse out-of-pocket medical, dental and vision expenses incurred by you and your dependents.

    The maximum that you can contribute to a Health Care Flexible Spending account is $3,000 per year. A $3.00 monthly fee will be deducted from you pay on the first check of the month.

    Dependent Care Reimbursement Account (DCAP)

    A Dependent Care Flexible Spending Account is used to reimburse expenses related to care of eligible dependents while you and your spouse work.

    The maximum that you can contribute to the Dependent Care Flexible Spending Account is $5,000 per year if you are a single employee or married filing jointly, or $2,500 per year if you are married and filing separately.

    Summary Plan Description

    This Flexible Benefit Plan Summary Plan Description (SPD) describes the basic features of the Beneflex (Cafeteria) Plan, how it operates, and how to get the maximum advantage from it. The Summary does not describe every detail of the Plan and is not meant to interpret or change the provisions of our Plan.

    A copy of your Flexible Benefit Plan is in Human Resources office and may be read by you, your Beneficiaries, or your legal representatives.